When you plan on buying a car, you also have to think about the car insurance coverage that is best for you. As you know, driving a car can be risky sometimes, you can have an accident or your car can be stolen, etc. Thus, the best you can do is to make sure you are covered for all these litlle things that can happen to you in your everyday life. However, there are many different offers in car insurance, there are many different insurance brands and it can be hard sometimes to get all the information in order to conclude the best deal.
As the first car classifieds website in Zambia, www.CarYanga.com has decided to help you find the best car insurance coverage. To begin with, you have to know that 4 different options are possible:
The comprehensive car insurance:
What it covers :
Damages you caused to someone else's car ✔️
Injuries you caused to people ✔️
Damages caused to your car by fire or riots ✔️
Wear and tear X
Mechanical failures X
Theft X
Damages caused on you and your car X
The full third-party insurance coverage: it is the cheapest
What it covers:
Damages you caused to someone else's car ✔️
Injuries you caused to people ✔️
Damages caused to your car by fire or riots X
Wear and tear X
Mechanical failures X
Theft X
Damages caused on you and your car X
The full third-party fire and theft insurance:
Damages you caused to someone else's car ✔️
Injuries you caused to people ✔️
Damages caused to your car by fire or riots ✔️
Wear and tear X
Mechanical failures X
Theft ✔️
Damages caused on you and your car X
Car insurance coverage package options:
You can choose your options which means you can choose what you want to be covered or not and choose how you want to pay (monthly, yearly). The price will change according to the options you chosed, your profile, if you are a young driver, if you ever have had accidents, etc.
Overall, what is important to keep in mind is that driving safe is the best way to avoid accidents !
